Disclaimer: The success of Credit University, testimonials and other examples used are exceptional, non-typical results and are not intended to be and are not a guarantee that you or others will achieve the same results. Individual results will always vary and yours will depend entirely on your individual capacity, work ethic, business skills and experience, level of motivation, diligence in applying the Credit University Programs, the economy, the normal and unforeseen risks of doing business, and other factors. Credit University are not responsible for your actions. You are solely responsible for your own moves and decisions and the evaluation and use of our products and services should be based on your own due diligence. You agree that the Credit University Programs are not liable to you in any way for your results in using our products and services. Credit University is not a credit repair company, we are not licensed. This is our knowledge we've developed over the years that's worked best for our personal success with credit.